Lawrenceville Car Accident Lawyer

Painful neck ache after fender bender car crashWhen you turn past Archer High School and you pass what seems like yet another fender bender, it may not seem like a big deal. Even that small rear-end crash near the Gwinnett County Public Library may not seem too bad. But when your life is interrupted by a car crash, you soon realize it is, in fact, a big deal. 

Your car may be totaled, you may suffer severe injuries, and you may have no idea what to do next. Chances are, the insurance company will contact you after an accident and ask for a statement. They may even make a settlement offer. Before you speak to the insurance company and potentially compromise your potential legal rights, contact the Gwinnett County car accident attorneys at Scholle Law.

Our skilled lawyers have represented victims of car accidents for over 25 years. We know the strategies and tricks insurance companies use to minimize the amount of compensation they pay out. While some other law firms may encourage you to take an early offer from the insurance company to close your case quickly, we will fight for every dime you rightfully deserve.

To schedule a free, no-obligation consultation with a Lawrenceville car accident lawyer, call us at (866) 592-1296 or contact us online today.

What Do I Say to the Insurance Company?

You are legally required to report all accidents to your insurance company unless there were no injuries or fatalities, and total property damage is under $500. But when you consider that even replacing a damaged bumper can cost up to $1,000, it is safe to say that virtually all car accidents must be reported. The timeframe in which you must notify your insurer of the incident varies by company, but you should not wait more than 48 hours.

When you do report the wreck, reveal as little information as possible. The more details you reveal, the more ammunition your insurer will have to minimize or deny your claim. During your call, give them your identifying information, the other driver’s contact and insurance information, the time and place of the crash, and if there is a police report. 

You may also tell them the make and model of your and the other driver’s vehicles and if your car needs to be repaired (and if which repair shop you took your car to, if you have done so already).

If it is an option, provide a written report instead of a verbal one so you can review your statement before sending it. Many insurance companies provide this option through their mobile app or website.

What NOT to say to the insurance company

The insurance agent will likely ask probing questions that seem innocent enough. No matter how friendly the agent is, these questions are designed to poke holes in your recounting of the accident to prove you do not deserve the compensation you are seeking. 

These questions may include:

  • Were you injured? If so, have you received medical treatment?
  • Were you wearing a seat belt?
  • What caused the wreck?
  • Were there any witnesses?
  • Where were you going at the time of the crash?

Woman inspector writing in documents on clipboard near broken car. Auto insurance conceptYou have every right to refuse to answer these questions, and that right should be exercised. If the insurance agent is persistent in their questioning, you can reply that you are not prepared to discuss details of the incident, as you may not realize the extent of the aftermath from the wreck. Alternatively, you can refer them to the information in the police report or, even better, let them know that you want to speak with an attorney before answering their questions. 

If you have not contacted your insurance provider yet, call a car accident attorney first. During your free consultation, your lawyer can provide instructions about how to deal with your insurer (and the other driver’s insurance provider) so you do not undermine your right to seek compensation through legal action later on. If you decide to move forward with hiring a personal injury lawyer, they can deal with the insurance companies on your behalf.

Speak with a Lawrenceville Car Accident Attorney Today

If you drive through Gwinnett County, especially during rush hour, you will experience some of the worst traffic Georgia has to offer. Even if traffic is light, other motorists who are inattentive, reckless, or simply bad at driving can cause collisions. If you are injured in a wreck due to someone else’s negligence or actions, the attorneys at Scholle Law are ready to help. 

Our skilled lawyers have represented victims of car accidents for over 25 years. We know the strategies and tricks insurance companies use to minimize the amount of compensation they pay out. While some other law firms may encourage you to take an early offer from the insurance company to close your case quickly, we will fight for every dime you rightfully deserve.

To schedule a free, no-obligation consultation with a Lawrenceville car accident lawyer, call us at (866) 592-1296 or contact us online today.